The Dos and Donts of Short Story Essay Writing about Theme

The Do's and Don'ts of Short Story Essay: Writing about Theme Short Story Essay : Writing about Theme - What Is It? The start of the story is a pace, where the most important character will fulfill each other. The great thing about the quick story is it is short. In the event the story includes irony, point out how it is related to the story's meaning. It begins with the scene in the supermarket. Starting a theme essay with a fantastic hook will allow you to capture your readers attention. This type may be referred to as an ethics paper. It explains the focus of your piece and has to be connected to the topic of the essay. Use these suggestions to choose the central theme of this kind of academic essay. It provides you an overall topic. Short essays are still spend the sort of formal essay because the parts want to get included in it. Expository essay employs formal language to go over someone or something. Analyzing short fiction not only makes it possible to find out more about a number of the elements it requires to write fiction, the analysis will be able to help you find out more about the author of the work and, in many instances, even something about yourself. You will frequently be requested to compose a literary analysis. Your literary analysis of a brief story will often be in the kind of an essay at which you could possibly be requested to present your opinions of the quick story at the end. Writing a crucial analysis of a quick story is a means to expand on simply reading the story. What You Should Do to Find Out About Short Story Essay : Writing about Theme Before You're Left Behind The quotes show the point you're making at that moment. For instance, let's say I need to come up with a college student persona for a quick story I am writing. State it in 1 sentence. The Basic Facts of Short Story Essay : Writing about Theme Besides ensuring you observe the rules, he re are a number of resources which will help you perfect your submissions. Some individuals have short attention span so that you will need to have the writing skills to earn your point with merely a few words. Our site provides custom writing help and editing help. An analysis of a quick story demands basic understanding of literary elements. Storytelling might appear magical, but the building blocks are actually quite concrete. Quite a few alternative logical structures for essays are visualized as diagrams, making them simple to implement or adapt in the building of an argument. Apart from your characterization, the principal way is by way of motifsand symbols. New Ideas Into Short Story Essay : Writing about Theme Never Before Revealed The events themselves may be quite interesting, or exciting, but minus the universal human connection, they won't engage our attention in any true way. Actually, attempt to produce all descriptions do double duty. My own methods change fr om time to time. Our examples can take an important area in your life in case you don't understand how to compose reviews. Introducing Short Story Essay : Writing about Theme The very first step in discovering the theme of a literary object like a brief story or a novel is by taking a look at its title. As a rule of thumb, you should concentrate on the story initially and then be concerned about the theme. Needless to say, your story may have more than 1 theme. A brief story is a work of short, narrative prose that's usually centered around a single event. Other questions regarding context can result from the story itself. Observing these rules ought to help you complete your stories successfully. Instructions together with a discussion on theme is found by following the hyperlink. Try out this exercise when you've found your topic. Short essays are important when one is hoping to present an important topic without needing to compose lots of words or using a number of pages. This page is designed for amateurs. It is advised to add a couple quotes in greater detail. Use particular quotes from the brief story to strengthen your idea. Without a tail, the review appears lonely and harsh don't offend the bad thing! An excellent hook sentence is supposed to grab your readers attention. It's also somewhere to express your thoughts and thoughts about the author and story. By asking questions regarding your idea.

Assessment Referrals Essay Example | Topics and Well Written Essays - 250 words

Appraisal Referrals - Essay Example As per Deiner (2003), â€Å"Communication is the procedure by which data is transmitted between at least two individuals† (pp. 273). Before making a referral for extra evaluation in deciding if an understudy has a correspondence issue, intensive measures of intercessions ought to be completedâ€as well as extensive note-taking and recording proof of a student’s conduct. Two qualities of observational evaluation are: 1) that an educator can genuinely observe with their own eyes what issue or issues the understudy is managing; and afterward 2) record these perceptions for additional conversation eventually. The confinements of observational evaluation are that: 1) there is no input given by the understudy except if verbal or composed; and 2) it is extremely unlikely to know, shy of asking, what the student’s perspective is during the appraisal. Anectdotal records would be desirable over keep recordsâ€and afterwards on, the school therapist may have the option to bring such notes and go down their very own agenda about what these practices together may mean. As per Boyles and Contadino (1998), â€Å"Poor relational abilities can meddle with each part of the childs life. Students with correspondence issue rapidly fall behind in school. Vocabularies wane, recollections come up short, and critical thinking becomes difficult† (pp. 158). Along these lines, if the diagnosing individual can pinpoint what the understudy is experiencing issues with, that may cause the understudy to have the option to all the more viably handle their

Jane Austen - Inspiration?

<h1>Jane Austen - Inspiration?</h1><p>There is some discussion encompassing Jane Austen as the primary motivation for Pride and Prejudice. She is likewise once in a while related to character Charlotte, who wedded Mr. Bingley in Pride and Prejudice. It has been said that Charlotte and Mr. Bingley are a twofold for Jane Austen's character Elizabeth, whose spouse Mr. Collins wanted to visit and lay down with all the meeting ladies.</p><p></p><p>As far as I am concerned, I was fairly amazed to see Jane Austen recorded as a wellspring of motivation for Joan Blankenship. One can possibly ask why she was not referenced when Jane Austen and Emma were being set up together.</p><p></p><p>I know as a matter of fact as a creator Jane Austen is a motivation. She gives such a great amount to the peruser by composing from an undeniable and exceptionally emotive perspective, attempting to pass on musings, sentiments and implications. It is nothing unexpected then that she is utilized as a motivation to creators all over the place. Indeed, even I've seen Jane Austen cited in books with various names.</p><p></p><p>To be totally legit, I might want to know how Jane Austen got this specific title, yet I'm uncertain about whether or not it is valid or not. It might have originated from the way that Jane Austen had a dear companion who was a socialite, they met at the Hazlitt garden parties. Despite the fact that there is nothing to show any genuine companionship between Jane Austen and Jane Grayson.</p><p></p><p>Jane Austen composed an assortment of books, and the majority of them are still around to understand today. These are generally incredible books about ladies, and I think it is presumably reasonable for state most ladies like what they read. Jane Austen's books have a practical and accurate feel to them, which makes them request to numerous women.</p>< p></p><p>As far as the main line of Pride and Prejudice, 'I was unable to support myself', goes, I concur with it being a cunning bit of composing from Jane Austen, however I can't resist thinking there might be a tad of misrepresentation here and the writer may have simply been expressing the unavoidable truths that apply to everyone. Not shrewd or all around exhorted truly, and certainly not one of her better bits of composing, so I surmise we need to confess to being biased.</p><p></p><p>The certainty remains that Jane Austen's composing is top class, and I can hardly wait to peruse what else she needs to state. Her different works incorporate Emma, Sense and Sensibility, Northanger Abbey, Mansfield Park, and the three volumes of her gathered works. She composed numerous other short stories and a few books, including one that was distributed after death, which was in all likelihood Northanger Abbey.</p><p></p><p>There are such huge numbers of splendid bits of composing that move ladies to compose, and Jane Austen was unquestionably one of them. How about we trust she is cheerfully perished and joyfully doing what she loves best.</p>

Get Your Essay Writing Help - Great Tips For Getting Good Personal Quality Essay Samples

<h1>Get Your Essay Writing Help - Great Tips For Getting Good Personal Quality Essay Samples</h1><p>Personal quality paper tests are the things that each understudy needs to have when they're considering getting some additional assistance in making their secondary school expositions. Truly, individual quality paper tests are the main thing you ought to do before you even beginning composing your exposition as an undergrad student.</p><p></p><p>Most understudies would think that its hard to think about an approach to gain admittance to some close to home article tests. Hence, you should ensure that you present your article points to a dependable source.</p><p></p><p>There are loads of online exposition benefits that offer these sorts of tests for nothing. Nonetheless, the vast majority of these online exposition administrations accompany such huge numbers of issues that can postpone the fulfillment of your article. In t his manner, you ought to be cautious about picking the administration that you need to use.</p><p></p><p>One of the best things about online exposition administrations is that you can take a gander at a variety of tests before you really submit it. In case you're asking why this is, this is on the grounds that there are loads of exposition tests online that can give you thoughts on the best way to fathom your specific paper point. A portion of the things that you can get from these online exposition administrations include:</p><p></p><p>Of course, these paper tests are additionally free and you can simply experience them as you like. Simply recollect that you shouldn't simply feel free to duplicate them and glue them anyplace without offering credit to the author of the sample.</p><p></p><p>Sometimes, you may locate that a specific essayist is obviously superior to the next one as far as paper composing abilitie s. You should then discover an author who has a decent notoriety in the business to guarantee that your article will be great.</p><p></p><p>Additionally, when you're searching for the best possible example, you should ensure that you're comfortable with the inquiries that are posed by the essayservice before they even send you the genuine exposition. On the off chance that you know the inquiries in advance, you can solicit your exposition administration a number from questions and they will have the option to give all of you the details.</p><p></p><p>There are loads of ways that you can gain admittance to your own article tests without paying anything. Simply ensure that you're doing everything that you have to do appropriately so as to recover your article's in a decent shape.</p>

College Research Paper Example - Finding the Right Words

<h1>College Research Paper Example - Finding the Right Words</h1><p>So you've chosen to put in a couple of hours reading for your school inquire about paper exposition model. Congrats, and don't get disheartened; school composing is no stroll in the park!</p><p></p><p>If you haven't settled on a decision with respect to which school investigate paper guides to use for your undertaking, here are a few things to remember. While picking the best school inquire about paper models, it's essential to comprehend what you need to accomplish with your work. What sort of score are you looking for?</p><p></p><p>Choosing the correct kind of school inquire about paper models will assist you with finding the correct blend of words and ideas to utilize. Try not to be reluctant to investigate different models and even record various words that you think would work for your paper. When you have your rundown, you can go out and test the m against one another to see which ones will work best with your examination topic.</p><p></p><p>Writing great, strong research papers takes practice, so it's anything but difficult to get debilitated in the event that you can't locate the ideal mix of school look into paper models and ideas. The thing is, when you start to locate the ideal blend, it can get simpler to compose more grounded papers. The key is to make it one stride at a time.</p><p></p><p>While composing, look out for normal subjects or issues to be tended to. For instance, in case you're expounding on a most loved point, for what reason do individuals lean toward it over another subject? Does it have something to do with the 'absence' of current data on it? You could even have a go at making a rundown of inquiries regarding that theme and shield yourself from rehashing anything you definitely know by asking new questions.</p><p></p><p>The subseq uent stage is to pick the sorts of school explore paper models that will accommodate your venture. For instance, on the off chance that you'rewriting about 'heaps of things,' you could utilize pictures from different places in your paper. Or on the other hand you could utilize words from different subjects. Utilizing a blend of words from different places in your paper causes you shield your examination from getting too exhausting or even repetitious.</p><p></p><p>When you begin finding out about composition, it's critical to comprehend that the paper model is only one bit of the riddle. Recall that regardless of the amount you find out about composition, there will consistently be mix-ups and blunders that need revising. When you figure out how to address mistakes, the remainder of your composing comes much easier.</p><p></p><p>If you're despite everything experiencing difficulty with composing, consider going to a composing workshop where you can pick up all that you have to think about composition. They can have a significant effect in your writing.</p>

GRE Essay Topics - Your Essay Topics for the Test

<h1>GRE Essay Topics - Your Essay Topics for the Test</h1><p>Your GRE exposition themes are significant in deciding your evaluation for the test, and more often than not you won't realize that you have to settle on a decision. To support you, here are some GRE exposition themes. These point decisions may change somewhat, yet they will at present be in accordance with what a great many people use. In a test this way, these themes will give you a beginning stage and work from there.</p><p></p><p>The first activity is compose an accurate expression. Don't simply utilize the primary section, as you may get lost. I realize it sounds dumb, yet once in a while the main section is simply excessively obscure and difficult to depict. You can without much of a stretch discover an expression from one passage to the next.</p><p></p><p>Let's utilization the language 'Acerca revolutores right' for instance. This is a watchword expres sion (for you test prep specialists out there) and you can without much of a stretch research its significance on the Internet.</p><p></p><p>To begin examining Google, type 'Acerca revolutores correos' in Google and you will discover a few outcomes in a couple of snaps. Go to the subsequent outcome, and there is an incredible site that offers free data on any point. This is an extraordinary asset in the event that you are stuck.</p><p></p><p>When I was contemplating, I was continually learning English jargon, syntax, and numerous different subjects. You don't need to go out and become familiar with every one of them, so figure out how to handle the initial scarcely any sections. I recommend that you pick a couple of simple subjects that you have just learned in school and pick two or three topics.</p><p></p><p>If you need to concentrate on a straightforward theme, at that point feel free to pick one at irregular . Simply ensure that you don't recite the whole point so anyone can hear. It tends to be a startling experience.</p><p></p><p>There are numerous different points to look over when reading for the GRE. You'll have to choose which ones you need to concentrate on and settle on your decisions dependent on that. Concentrate on certain nuts and bolts and a couple of basic points and you'll be fine. Remember that it is essential to adhere to your points and use them correctly.</p>

Research Paper Topics - Planning and Developing a Successful Course of Action

<h1>Research Paper Topics - Planning and Developing a Successful Course of Action</h1><p>One of the best advancements in the present examination and research in clinical schools and colleges is the utilization of Evidence Based Practice Research Paper themes. By applying the standards sketched out in this article, you will have the option to sort out your exploration papers and have a viable blueprint that will permit you to compose viable research papers.</p><p></p><p>When finding out about examination plan and the utilization of factual investigations, it is essential to utilize the best examination strategy accessible to suit your examination subjects. The best game-plan to dodge any disarray or dissatisfactions that could be related with reading and directing examination for your postulation is to build up a strategy at an opportune time so you can abstain from composing diary articles when the topic is exceptionally intricate and time co nsuming.</p><p></p><p>Once you have an away from of what you need to accomplish, you have to characterize your particular targets and audit your objectives with your boss and survey with your school counselor. It might likewise be a smart thought to take a workshop or class and get familiar with inquire about plan. Composing great research papers regularly requires broad research and the correct research approachs to acquire the data that you are looking to uncover.</p><p></p><p>When enrolling in a class to study figuring out how to lead investigate, it is critical to analyze the entirety of the data that you assemble before composing the paper. Being mindful so as not to expound a lot on yourself or your examination strategies will be useful to the result of your exploration. The exact opposite thing you need is for your perusers to expect that you know the topic all around ok to deliver a really stable and helpful research paper.< /p><p></p><p>Before you start composing your exploration paper, survey the thoughts and ideas that you created during the course to guarantee that you are utilizing the best research philosophy to convey the data you revealed. From that point, you will have the option to dispose of purposes of misconception that could hinder the creative cycle or entangle the findings.</p><p></p><p>If you don't have a panel seat to direct your composing progress, it might be important to work with an individual from your exploration group. This individual can assist you with developing and refine your exploration notes and to guarantee that your outcomes mirror your own examination discoveries and not the ends drawn by the board of trustees seat. A few instances of normal issues that are typically dodged when composing a postulation incorporate the following:</p><p></p><p>o Theoretical - You may find that it is hard to pass on your thoughts or targets unmistakably to your associates and the council. By presenting a basic eye, you can utilize your expository abilities to take a gander at thoughts and frameworks from an alternate point of view. Now and then this methodology can change the point of view of the peruser and offer another viewpoint on a theme. You can likewise exploit the basic examination devices so as to create new thoughts for your exploration topic.</p><p></p><p>o Themes - Even on the off chance that you as of now have your central matter of dispute as a top priority, it might be important to contact different zones of the article to help explain or make your primary concern all the more clear. As you are traveling through the paper, you will think that its valuable to make a blueprint and agendas that emphasis on the subsequent stage in your exploration procedure. Following this, you can return and refine your exploration subject until you are sure that you have satisfa ctorily verbalized your primary concerns and furnished the peruser with all that they have to comprehend your examination. At times, making this stride can permit you to decide whether the data that you have given was excessively essential or detailed.</p>

Macroeconomics Essay Topics - The Key to Writing an Academic Paper

<h1>Macroeconomics Essay Topics - The Key to Writing an Academic Paper</h1><p>Macroeconomics Essay Topics is the way to composing a scholastic paper. At the end of the day, on the off chance that you need to get passing marks in an advanced degree, this article will disclose to you how to pick the correct point for your exposition. The key point is to search for themes that will help you as you continued looking for success.</p><p></p><p>When an understudy composes a macroeconomics exposition, the person in question needs to make a solid point. The issue is that most understudies put a lot of accentuation on the arrangement and style of their work. This is a horrendous thing, as it may make the understudy passes up a great opportunity the way that their work has significance to the theme. As it were, they should attempt to discover the enthusiasm of the peruser in the work.</p><p></p><p>For this explanation, understudi es can never completely use the aptitudes and information in macroeconomics. They ought to consistently be cautious in picking the point. It ought not simply depend on the decision of subject. The correct bearing must likewise be followed so as to follow the way to success.</p><p></p><p>Macroeconomics articles are written such that makes the peruser to think about the particular and logical parts of the point. It isn't just about the substance yet in addition about the style and beat of the composition. This is a basic expertise that must be learned and drilled before.</p><p></p><p>So what are some key components that an understudy ought to think about when the person in question is composing macroeconomics article subjects? Above all else, there must be center around the theme. Recollect that the objective is to search for things that will assist the peruser with getting intrigued by the theme. The understudy ought to have an away fro m of what the subject is about.</p><p></p><p>Secondly, the understudy should put enough broad data on the point. This implies they should attempt to expound on the things that are normally found in the market today. The greater part of these general snippets of data incorporate nourishment items, securities exchanges, etc.</p><p></p><p>These are acceptable subjects in any case. Its absolutely impossible to dodge the way that understudies should look into the point as they come. The most ideal route is to adhere to some fundamental and straightforward subjects with the goal that the understudy will have the option to get the point straight away.</p><p></p><p>Students who are focusing on the perfect and flawless advanced degree ought to consider the previously mentioned macroeconomics article themes. The exploration done in these tips ought to be the establishment for additional advancement.</p>

Health Insurance Free Essays

string(168) " care without health insurance, health insurance companies provide a product that is critical for a patient to be able to access a supplier’s service or product\." Aetna, Inc. is an American health insurance company, which is the direct descendant of Aetna (Fire) Insurance Company, of Hartford, Connecticut. In 1850 Aetna began operation of an Annuity Fund and the company would soon to be known as Aetna Life Insurance Company. We will write a custom essay sample on Health Insurance or any similar topic only for you Order Now In 1899 Aetna became one of the first publicly held insurance companies to enter the health insurance field. Since then Aetna has become committed to providing access to cost-effective health care of the highest possible standard, to protect people against health-related risks and enable them to achieve both good health and financial security. Aetna has provided such products and services for 150 years, and has the ability to be a leader in building a strong and effective system of health care by cooperating with health care professionals and public officials Aetna, Inc. provides a range of traditional and consumer directed health care insurance products and related services, including medical, pharmaceutical, dental, behavioral health, group life, long-term care, and disability plans, and medical management capabilities. Aetna is a member of the Fortune 100 Aetna Mission Values Our company’s mission, values and goals are expressed through The Aetna Way. The Aetna Way, comprising the elements below, encompasses our shared sense of purpose and provides clarity as we pursue our operational and strategic goals: †¢ Why We Exist: The Aetna Mission †¢ What We Believe In: Our Values †¢ What We’re Trying to Achieve †¢ How We Run Our Business Why We Exist: The Aetna Mission Aetna is dedicated to helping people achieve health and financial security by providing easy access to safe, cost-effective, high-quality health care and protecting their finances against health-related risks. Building on our 150-year heritage, Aetna will be a leader cooperating with doctors and hospitals, employers, patients, public officials and others to build a stronger, more effective health care system. What We Believe In: Our Values At Aetna, we put the people who use our services at the center of everything we do and live by a core set of values: †¢ Integrity †¢ Quality Service and Value †¢ Excellence and Accountability †¢ Employee Engagement What We’re Trying to Achieve We seek to achieve superior customer satisfaction through innovative products, comprehensive health and related benefits choices, effective service and easy-to-understand information. Our goals are: †¢ To give individuals and families affordable coverage choices, helpful service and information so they get the financial protection and health care they need – from prevention through chronic and critical care. †¢ To respect and work effectively with doctors and hospitals by establishing efficient processes and providing prompt claims payments and useful information that helps them provide safe, cost-effective, high-quality health care. To provide employers advice, cost-effective benefits choices and programs that improve the health status and productivity of their work forces. †¢ To partner with brokers and consultants through responsive service, timely information and attractive commissions so they may effectively advise employers on their benefits choices. †¢ To offer employees an engaging and diverse work environment that permits them to satisfy their professional ambitions, take pride in their contributions and share in Aetna’s success. †¢ To be a leading corporate citizen, improving the quality of life in communities where we live and work. To award shareholders a superior return on their investment in our company. How We Run Our Business Based on our values, which guide our day-to-day activities, we adhere to specific business practices that help us fulfill our mission, reach our goals, and achieve profitable growth. †¢ Plans: We build and monitor business plans, taking corrective actions on negative variances. †¢ Products: We develop and accurately price innovative products. †¢ Networks: We develop and manage networks of doctors and hospitals to support multiple product and funding choices. Access to Care: We provide our members access to cost-effective high-quality health care while accurately predicat ing and managing medical costs. †¢ Claims and Billing: We achieve timely and accurate claims payments and premium billing and collection. †¢ Productivity: We pursue continuous productive and process improvement. †¢ Service: We work together effectively cross the organization to give our customers quality service. †¢ Information: We provide objective information to help our members make informed decisions about heir financial and health care needs. Integrity: Achieve financial and operational integrity through clear, prompt and reliable information that accurately reflects our financial and operational performance. †¢ Rewards: We appreciate effort but we recognize and reward employees for achieving business results. †¢ Satisfaction: We deliver superior customer satisfaction. Porters Five Forces of Competition framework views the profitability of an industry as determined by the five forces of competitive pressure. As described below, only high competitiv e rivalry detracts from the attractiveness of the health insurance industry for firms currently in the business. Threat of Entry (Low) Entry into the health insurance industry is blocked by high economies of scale, high capital requirements, and high government and legal barriers. Economies of scale are needed to establish a collection and claims payment network large enough to provide a reasonable selection of providers for patients and also allow the insurance company to have a wide geographic coverage. Moreover, a large client base is needed to facilitate risk management. Health insurance companies need to have enough patients covered so that they have large enough proportion premiums from healthy patients to cover the costs of taking care of sick patients. There are also large capital requirement because health insurance companies are required by law to have a certain amount of reserves available to pay claims at all times. Health insurance companies are also required by law to pay out 50-65% of their premiums in medical cost coverage. These government and legal barriers not only determine a large portion of the financing the health insurance companies, they also determine who can operate a health insurance company through licensing. Supplier Power (Low) Suppliers to the health insurance industry include providers, hospitals, and medical device/pharmaceutical companies. Most suppliers have low price sensitivity due to intense competition to get on a health insurance companies provider list or formulary. Since most people cannot afford medical care without health insurance, health insurance companies provide a product that is critical for a patient to be able to access a supplier’s service or product. You read "Health Insurance" in category "Papers" Additionally, the size of the health insurance company relative to their suppliers tends to be large. Because of their size, health insurance companies purchase health care from hospitals and doctors at a much lower cost than individual patients. Health insurance companies also have bargaining power because suppliers are unlikely to have the capital or skills required to integrate vertically. Hospitals and providers operate in a low margin business that is always strapped for capital, and pharmaceutical companies don’t have the claims processing networks needed in order to provide health insurance. Buyer Power (Low) Buyers of health insurance include individuals, employers, and linked groups of people like AARP. Buyers tend to have high price sensitivity because health care is a large portion of a buyers total cost, especially employers. Additionally, products from health insurance companies are not well differentiated. However, buyers have extremely low bargaining power due to their lack of size relative to health insurance companies, information asymmetry, and inability to vertically integrate. Not only can health insurance companies better negotiate with providers/hospitals for discounted health care rates, but health insurance companies also have far superior knowledge of costs. Doctors and hospitals don’t routinely display the prices they charge to patients, but health insurance companies have this information through their contractual relationships with providers. Threat of Substitutes (Low) There are few substitutes for health insurance. Currently, the main choices buyers have are to have health insurance to cover their medical expenses or pay for health care costs themselves. The high price of medical care, especially for chronic medical conditions and emergency services, makes being a self-pay patient an unattractive option. Therefore, currently 84% of the US population has either private or government health insurance. However, new substitutes to health insurance are being developed. Cerner, a healthcare IT company, has started to offer claims processing services to customers of its IT products. Competitive Rivalry (High) Industry competition is high for several reasons. The industry has a low concentration with the four largest companies in the health insurance business (Wellpoint, UnitedHealth Group, Aetna, and Health Care Service Corp. accounting for only 25% of the group health insurance premiums written. Additionally, diversity among competitors is low because health insurance companies are heavily regulated. There are strict regulations on how health insurance companies can structure themselves and what type of products they can or are required to offer. About Aetna Aetna is one of the nation’s leading diversified health care benefits companies, serving approximately 36. 1 million people wi th information and resources to help them make better informed decisions about their health care. Aetna offers a broad range of traditional and consumer-directed health insurance products and related services, including medical, pharmacy, dental, behavioral health, group life and disability plans, and medical management capabilities and health care management services for Medicaid plans. Our customers include employer groups, individuals, college students, part-time and hourly workers, health plans, governmental units, government-sponsored plans, labor groups and expatriates. For more information, see www. etna. com and Aetna’s Annual Report at www. aetna. com/2009annualreport. Aetna Aetna (NYSE: AET) has long been a leading health care-oriented insurance company, dedicated to providing people with the means to achieve financial security and peace of mind. By offering employee benefits and long-term care insurance as well as health care, disability, group life, dental, and pharmacy insurance, Aetna uses information and resources to help their members make informed decision s about the types of health care they need. The Aetna insurance company serves both employer and individual markets. Aetna provides benefits to employers in all states, with products and services tailored to employers of sizes, from smaller companies to large national employers. In some markets Aetna also provides products and services to individuals and Medicare beneficiaries. Aetna is committed to providing access to cost-effective health care of the highest possible standard, to protect people against health-related risks and enable them to achieve both good health and financial security. Aetna has provided such products and services for 150 years, and has the ability to be a leader in building a strong and effective system of health care by cooperating with health care professionals and public officials. The primary goal of Aetna is to provide innovative products and uncomplicated information that gives its customers the tools they need to make the best possible insurance choices to safeguard their health and financial security. Two types of health care and dental plans are offered: a risk basis plan where the company assumes most or all of the risk of costs, and an employer-funded basis plan, where the plan is sponsored via an administrative services contract. In the latter situation, it is the plan sponsor rather than the company that assumes the risk. By having a variety of choices, Aetna ensures its clients can find an insurance product to match their needs. Another option that Aetna offers its clients is group insurance. Most Group Life products provide renewable term coverage in fixed amounts, or amounts which are related to individual wage levels. Group Disability Insurance consists of income-replacement benefits for both short and long-term disability. Long Term Care Insurance provides for long-term custodial care expenses in a nursing home, adult day-care facility or at home. Aetna also offers Large Case Pensions, which include several retirement products, including annuities and pensions, for defined benefit and contribution plans. These provide a variety of options, including experience-rated and both guaranteed and non-guaranteed products. Currently, however, new business is not sought. Aetna provides fully-insured, self-funded (ASO) health care products, including Aetna Global Benefits, Medicare+Choice, Pharmacy, Vision, POS, PPO and HMO. Aetna was the first national health insurance company to offer consumer-directed health plans, and continues to be an industry pioneer with products in the Aetna HealthFundA ® range. This collection of consumer-directed plans includes Aetna PharmacyFundA ®, Aetna DentalFundA ®, and a program for the reimbursement of long-term care premiums. Additionally, Aetna is able to offer integrated HealthFund products. As of March 31, 2006, Aetna provided medical coverage for more than 15 million members. Aetna also provides dental coverage for more than 13 million members. Aetnaaâ‚ ¬Ã¢â€ž ¢s Group Insurance business provides a competitive range of asset protection and income-replacement products, including Short Term and Long Term Disability, Managed Disability, Long Term Care, Group Life, and Accidental Death Personal Loss. As a leader in this field, Aetna provides these services for more than 13 million members. Aetna also offers a wide range of employee benefit plans, despite the rising cost of these plans. Aetna offers employee benefit and insurance products and services that help keep costs low while maintaining a consistently high standard of health care. Services include disease management and patient safety programs, case management plans, and integrated medical, pharmaceutical, dental, disability, and behavioral health information. Aetna, Inc. s a diversified health-care benefits and insurance company that provides a wide range of both traditional and consumer-directed health-related products and services. Aetna, Inc. is a direct descendent of the Aetna Insurance Company of Hartford, Connecticut. As such, Aetna has been in the insurance business for more than 150 years. In 1996, Aetna merged with U. S. Healthcare. In the twenty-first century, Aetna has earned a 100% score on the Human Rights Cam paign Corporate Equality Index three years running, and remains committed to providing excellent health care and insurance benefits in America. How to cite Health Insurance, Papers